Preheat oven to 350°F. Cook ground beef in a large nonstick skillet until browned and heat refried beans. On a baking sheet, place a layer of El Ranchero chips and spread on a layer of beans, then top with taco meat.

Add sliced jalapeño peppers and Chihuahua cheese. Bake for 15-20 minutes or until the cheese melts.

Remove baking sheet from oven and add diced tomatoes, shredded lettuce and sour cream. Add your choice of salsa or hot sauce, serve and enjoy!